Steve Moran is a Business Development Consultant for Entrust Northeast, LLC and concentrates on servicing the New York City, Central and Northern NJ and Connecticut metropolitan area. Prior to joining Entrust Northeast, Steve worked for more than 23 years in the accounting and finance field in various capacities ranging from a role as Public Accountant for one of the largest accounting Firms in the Nation to a Corporate Controller for a large-scale Fashion Company. Most recently, he was a Vice President with one of the most successful mortgage origination teams in New York City, the Appel/Moran Team. Prior to becoming a Mortgage Broker, Steve served as an Executive Learning Specialist at several large scale firms including Prudential, AT&T and Lucent, training Executives with an area of focus in Accounting & Financial Courses, among other topics.

Steve has an extensive reputation for delivering high quality service to all clients and is excited to meet and speak with you at any one of his upcoming events.

Helayne Urban, Quoted by the NY Times and featured on television and radio as the nation’s leading credit score improvement specialist and President of Helayne Urban Credit Coach, Inc: For more than a decade Helayne has made sure her clients have every credit score point they are entitled to so they get approved for the loans they want at the best rates. Helayne’s typical client saves thousands of dollars each year in mortgage payments, auto loans, credit card balances, and insurance due to the high credit scores achieved and reduced interest rates.

Robert Bram is a Senior Loan Officer and the top producing loan originator for Preferred Empire Mortgage. He has over 24 years of experience as a loan officer and has been recognized in Mortgage Originator as one of the top 200 loan officers in the country for the past 6 years. He is an active member of the Long Island Board of Realtors and has been honored in Strathmore’s Who’s Who guide for lifetime achievement. In addition to his role as the on-site mortgage consultant for Prudential Douglas Elliman Real Estate’s largest real estate branch office, Mr. Bram specializes in home financing for retirees. He appears monthly on the radio talk show "Seniors on the Move", and arranges financing for over dozen senior housing developments on Long Island. Mr. Bram holds a Bachelor’s degree in Marketing and Finance from Syracuse University and a Master’s degree in finance from UCLA.